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All My Sons of Salt Lake City | 1860 S 4370 W | Salt Lake City, UT 84104 | DOT: 985473 | MC: 416713

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Mortgage Rate Drops Again

The Park City local movers just learnt that the average rate on the 30-year fixed mortgage fell just recently to a record low. It just dropped to 3.87 percent and the average on the 15-year fixed fell to 3.14. Even though these low rates have been around that 4 percent for months, people are still saying they can’t afford to buy a home or even qualify for a loan. The high unemployment rate, low salaries and other struggles are making homeownership a just a dream for many. The Park City movers learnt that the new homes sales in 2011 were the worst on records compared to the last half of a century. The Mortgage Bankers Association says mortgage applications have increased a tad, but the tide is slowly changing.

If you were able to score a mortgage application and have found your dream home, hire the local Park City for professional moving services at an affordable price. All My Sons of Park City are backed by four generations of expert moving specialists part of the All My Sons Moving and Storage. The Park City movers will quit pad wrap your furniture and safely secure your household items onto our moving truck and even help you assemble your furniture.

Foreclosures Take Time

According to Housingwatch online, homeowners who are struggling to pay their mortgage and facing foreclosure are learning how to stay in their homes longer until they get evicted, buying time and staying put. Some homeowners are staying up to four years the Salt Lake City movers learnt. Around the country, the process of foreclosing on a home went from taking about 250 days to now being around 670 days. This longer process due to several homeowners tactics including challenging the bank they borrowed money from, asking for original paperwork from the lender, waiting until the last minute to file paperwork and more. The 2010 robo-signing scandal also didn’t help the situation. People are claiming they’re victims. And in certain states such as Florida, the process of foreclosing takes about 1,027 days. Other statistics show that almost 40% of homeowners have not made a payment in at least two years while in the process.

If you’re going through eviction because of foreclosure, call the Salt Lake City movers for professional and affordable moving services. The All My Sons Salt Lake City movers will quilt pad wrap your delicate furniture and help you assemble it in your new home. With the Salt Lake City moving team, you really have nothing to worry about!

Is A Contractor Right For You?

If you rather do a few upgrades and changes rather than sell your home and move, hiring a professional and reputable contractor can be the answer. The one thing to remember is that besides his or her credentials, you should hire someone you feel comfortable around and safe. The Salt Lake City moving specialists remind you that this person will be around your home for days or weeks, around your family and everything that’s important to you. You have to be able to fully trust them. This is where references come in really handy. If your friends, colleagues or family have employed someone in the past, at least that person would be a trusted contractor.

The Salt Lake City movers also remind you that if you go with the hire-a-contractor route, expect plans to be derailed a little and for schedule to run late. It comes with the territory and almost doesn’t really reflect on the contractor you hired. It’s part of having work done in your home. Don’t forget to have a contract put together before any work starts. This will help you communicate your expectations and avoid confusion. The contract should have all of the information needed to finish the job. Things like brands, cost, timeline and other specifications should be included. Good luck from All My Sons of Salt Lake City!

Moving in the New Year?

Moving is considered one of the top five stresses in life…probably because there’s a lot to do before and after the actual move. Moving boxes everywhere, packing, getting settled, it’s a lot of work, especially if the move is for a big house or if there are a few children in the household because there’s even more planning involved. Make it easier on yourself by choosing moving partners that will support you throughout the process by opting to work with a reputable moving company.

The Salt Lake City movers can do a lot more for you than just the actual residential move. All My Sons of Salt Lake City is experienced in various types of moves including commercial moves, long-distance moves and even auto moves. So we’re able to help you with packing should you wish not to do it yourself or just maybe provide you with professional moving boxes of all sizes, moving kits and even moving advice with a few how to guides on our website. The Salt Lake City movers are part of a network of professional moving experts across the country from Nashville to Oklahoma City and West Palm Beach, so you have nothing to worry about.

Real Estate in Numbers

The real estate market is on what’s everybody’s mind these days. From future homebuyers, people with underwater mortgages, economists to realtors and everyone in between. The Salt Lake City moving specialists realize that there’s a lot of contradicting information on there with various views on the actual present situation. It was even reported that the numbers in home sales since 2007 were wrong, that home sales were in fact less. The National Association of Realtors released new data lately that showed that in 2007, there were actually 11% less home sales than previously reported, 16% less for the following two years and 15% fewer in 2010. For this past November, just two months ago, the National Association of Realtors reported that the average home price was $164,200, lower by 3.5% compared to 2010. Distressed home sales represented 29% of all sales in the month of November, investors made up 19% of homebuyers and 35% made up the first-time homebuyer group. In terms of regions, the Salt Lake City movers found out that in the northeast, home sales grew by 9.8%, in the Midwest home sales increased by 4.3%, in the south by 2.4% and in the west home sales rose by 3.6%.

Is a Mortgage Possible After a Foreclosure?

The Salt Lake City movers learnt that it is possible to receive a mortgage after going through foreclosure proceedings. Experts say that it’s wise to wait a while before applying for a bank loan, waiting anywhere from one to seven years depending on what your unique situation is. For example if you applied for Chapter
13 bankruptcy and have a great credit history, you might be able to only wait a year. How much you wait also depends on what type of loan you’re applying for such as an FDA loan or a more conventional loan sold by Fannie Mae. Potential homebuyers also have to have a perfect clean credit after their foreclosure or
even short sale. A stable job also helps the case, with no gaps in employment history.

If you’ve had success applying for a mortgage after a foreclosure and are ready to move in to your new home, call the Salt Lake City moving specialists for professional moving services. All My Sons of Salt Lake City has experience in residential moves of all types including single family homes, apartments, condominium units, estates and even commercial moves. So when you’re ready to move in, call the local Salt Lake City movers for professional moving boxes and a stress-free moving day.

Preparing For Your Move

Moving can be a little stressful, but if you prepare in advance it can make things a lot
easier. Hiring a reputable moving crew like the Salt Lake City movers also
helps because you get professional moving services including quilt pad wrapping,
reassembling and of course heavy lifting. Besides the obvious things you need
to take care of, like packing, there are certain aspects of a move that people
don’t generally think about. For example, removing certain items from the
apartment or home like drapery or blinds. If you’d like to re-install the ones
you presently have in your new space, make sure you remove them and store them
away carefully. The same goes for lighting and chandeliers. Remember to remove
any garbage you have before the expert movers show up. You don’t want them to
pack something you consider trash and load their moving truck with it. Plus,
you’ll want to eliminate any clutter, so they can do their job. Little things
like showerheads, satellite dishes and other items around the house should be
dismantled and packed by you, those are typically not items movers think of
when providing moving services.

Designing Your Home

Moving into a new home is exciting. Sure, it can be a lot of work getting settled in, but once the moving boxes are tossed aside it’s well worth it. Especially once you see your new house transform into your home. Hopefully you had a great move with professional movers like All My Sons of Salt Lake City and have all the patience and energy to design your new space. First, you’ll have to determine what your personal style is. Do you think you’re more of a traditionalist? Or do you prefer a modern take on the décor? Maybe you prefer vintage or bold pieces. If you don’t know where to start, the Salt Lake City moving specialists suggest you visit your local bookstore and browse through design and décor books as well as magazines. Take notes and see what you’re most attracted to. Pay attention not only to the decorative accessories and furniture but also to the paint colors, carpet selections, flooring, even take a look at landscaping since the garden is very much part of a home.

Eventually, you’ll notice that you tend to like a certain style. Once you determine your preference, work out a plan that will transform your home within a certain budget and timeframe. The Salt Lake City movers remind you that you can always enlist the help of an interior designer to make things easier.

Lack of Home Inventory

According to Realtor.com, home inventory is at its lowest point in the last four years. This past month only 2.12 million homes have been listed, which is 3.5 % lower than September and actually a 21% drop compared to 2010. What seems to be happening is that homeowners are opting not to sell at such low prices unless they really have to. Also, home that are believed to go into foreclosure are taking longer just to get into that status, prolonging the time they actually are offered on the real estate market. Since there are less homes on the market, prices of homes that are for sale aren’t dropping as drastically as they did before, since there’s less inventory.

The Salt Lake City moving specialists remind you that if you’re looking for a nice home, it’s time to hit the pavement. There are less and less homes, being offered and if you don’t move fast, you might not find what you’re looking for at the affordable price you want. Once you find you dream home, call All My Sons of Salt Lake City for an easy and fast move. Our skilled and professional Salt Lake City movers will take care of every last detail so you don’t have to worry about a thing…well, except getting settled!

Salt Lake City Real Estate Market

According to a realtor specializing in the Salt Lake City market on Realty Times online, there’s an overall increase in home sales but a decrease in median price. The total sale of single family homes went up 33% but the average price went down 15% to $196,000. People are buying older homes because they are more comfortable with the lower price tags, the Salt Lake City movers learned. Higher end homes with higher sales price are not selling as much and some sellers are deciding to not even put them on the market because they figure they wouldn’t get the asking price. When people will become more confident about the real estate market and economy, sales for bigger and more luxurious homes will go up. The market in Salt Lake City continues to be a good thing for people that are investing, as they are buying single family homes and townhouses and renting them out. Landlords are renting their apartments pretty easily so rents are increasing as demand goes up.

If you find a great home at a great price, let the Salt Lake City moving specialists assist you with moving services that are affordable and professional. We’ll quilt pad wrap your furniture and safely transfer your personal belongings to your new home. With All My Sons of Salt Lake City, you have nothing to worry about, moving day will be hassle-free!